It is important to hire a licensed, insured painting service because if there is an accident or property damage at the job, the insurance will cover all the losses. Otherwise, you will have to pay for it from your own pocket. The contractor could even sue you for a variety of claims. If you hire an unlicensed, uninsured house painting service, you become responsible for any untoward incident during the project. You may not receive the quality house painting service you had in mind.